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EU AI Act & GDPR Compliance Checklist for InsurTech Claims & Risk Pricing AI
Insurance risk pricing and automated claims processing trigger Annex III Point 5(a) high-risk classifications and GDPR Article 22 profiling restrictions.
Statutory Baseline Classification
Default EU AI Act TierHIGH_RISK_ANNEX_III
GDPR Article 35 DPIAMandatory Prior Assessment
Required Regulatory Deliverables for InsurTech Claims & Risk Pricing AI:
- EU AI Act Annex IV Technical Documentation
- Article 9 Continuous Risk Management Framework
- Article 14 Human Oversight System & Kill-Switch Spec
- Article 27 Fundamental Rights Impact Assessment (FRIA)
- Article 35 DPIA (Necessity, Proportionality & Residual Risk)
- Article 30 Record of Processing Activities (RoPA) Entry
- Article 28 Data Processing Agreement & Sub-processor Audit
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